Have you been involved to a car accident which occurred because of the fault of another driver and got some injuries? If you find yourself in such a situation, then you know you should get compensation on injuries and damages if you know your right. If you have never followed a car accident settlement, then you will find the process too overwhelming. Having the right information is vital because negotiating for a settlement is not always fun. Therefore, you need to ask yourself how a car accident settlement process work. The outlined below is a guide on complete car accident compensation process.
Filling the claim with the insurer is the first thing you need to do when you get involved in an accident. The insurance cover of the driver on the wrong side is what will be used when there is such a case. You will also find that the claim process have been made easy since you can apply them online. It is advisable that you make the claims almost immediately because you may forget some vital information on what transpired.
An investigation on the accident will start immediately after filing your claims with the insurer. The insurer will then apply the insurance claim adjuster to check the statement of the witness, statement of the other driver and also the pictures of the accident scene. The next thing the insurer will do is talking to an expert to determine the value of the mechanical damage done on your vehicle. The insurance company will them consult your doctor on the implications you got from the accident. Considering the information above, then an insurer will use it to know the exact amount of settlement to issue.
You should be aware that the insurer will dig deep into your case and they aim to protect themselves and their client. You should thus make consideration of doing an independent investigation of the case. You investigation should focus more on who is liable and what caused the accident.
After the insurer is done with the investigation services, they will either approve or deny you the claims. You will thus get a settlement when the insurer approves you claims. If you are denied the claims, the insurer will not issue any settlement. You should thus make consideration of hiring a car accident lawyer if the insurer has denied you the claims. For this reason, if you read this article by Falkowitz Law Firm PLLC, then you will know everything about the car accident settlement process.